When it comes to rewards points, few can compare to those earned with a Chase Ultimate Rewards® credit card. If you're unfamiliar with Chase Ultimate Rewards® or want to brush up on what you already know, this guide is for you.

Why Should You Join Chase Ultimate Rewards?

Because of its usefulness and adaptability, have gained widespread favor among those interested in collecting reward points and miles. There is no one best way to earn or use Chase Ultimate Rewards® points.

What Is The Value of My Chase Ultimate Rewards Card?

Chase Ultimate Rewards points may be exchanged for airfare, hotel stays, and vehicle rentals through the Chase Ultimate Rewards® Travel Portal. Expenses like theme park admission or concert tickets can be paid for using Chase Ultimate Rewards points.

Chase Ultimate Rewards points are only worthwhile if you use them. Chase Ultimate Rewards may be redeemed for anything from a statement credit to a cash payment at one penny per point.

How To Obtain Chase Ultimate Rewards

Chase Bank offers credit cards that may be used to accrue Chase Ultimate Rewards, a customizable point currency. Chase Ultimate Rewards may be earned with either of four different personal Chase credit cards or three business Chase credit cards.

The rewards and bonuses you may accumulate with each card are unique. In addition, after making the initial purchase with a new Chase credit card, cardholders are eligible for a welcome bonus.

You may also earn Chase Ultimate Rewards by introducing friends to credit cards, online shopping through Shop with Chase, and taking advantage of targeted spending incentives.

Purchase Items From Chase

To help you earn more Chase Ultimate Rewards, we've created a shopping site called Shop Through Chase. Shop through the Shop Through Chase gateway instead of a retailer's website if you have a Chase checking or savings account.

Using the Shop Through Chase gateway, you may earn Chase Ultimate Rewards points in addition to the issues you typically receive for using your credit card.

Refer-a-Friend

You'll receive bonus points when you encourage your friends and family to apply for a Chase credit card using your referral link. Visit the Chase website for referrals, and then input your card details.

If your card participates in a referral program, you can email your friend a link to the application page. Not all cards provide a referral benefit or have a corresponding offer.

Special offers

Chase sends out special deals and promotions to cardholders through email regularly. Extra rewards in categories that aren't typically eligible for bonuses on each card are one type of incentive available through these offerings.

Specifically, utility bill payments are used to earn Chase Freedom Unlimited® cardholders 5% cash back instead of the standard 1.5% cashback.

Methods For Cashing in Your Chase Ultimate Rewards

Chase Ultimate Rewards® to Travel Partners

If you're a member of a frequent flyer or hotel loyalty club, you may exchange 1 point in your Chase Ultimate Rewards account for 1 point in that program. Transferring points to a travel partner is a breeze when you use the Chase Ultimate Rewards® travel website.

Enter your login information for your Chase Ultimate Rewards account and choose a credit card with points that may be transferred to loyalty partners. The Chase Ultimate Rewards homepage loads when the option is selected.

Chase Ultimate Rewards Travel Portal

The Chase Travel gateway makes it easy to redeem your Chase Ultimate Rewards points for travel. To book a trip, you may use the Expedia-backed Chase Travel platform.

Using your issues, you may reserve flights, hotels, cars, attractions, vacation rentals, and cruises through the Chase Travel platform. You can buy vacation packages (airfare, rental car, and hotel) through Expedia, but not Chase Travel.

Receive a Cash Refund

Chase Ultimate Rewards points may be easily redeemed for a cash reward. You can get your cash reward deposited into your bank account or credited to your credit card.

In the case of a statement credit, the amount will be credited to the same card account. If you decide to deposit to a bank account, you are free to choose any bank account you select.

It may take up to 10 business days for Chase to conduct your direct deposit once you've provided your bank's routing number and account number.